Coinbase allows buying with a bank account, debit or credit card, PayPal, or wire transfer. The fees differ with each mode of payment used, and each payment method may have transaction fees of its own. For example, if you use PayPal, you’ll be charged PayPal’s transaction fees along with Coinbase fees.
The fees charged for using a credit card on Coinbase are very high, at 3.99 percent. It’s worth noting here that Coinbase Pro doesn’t allow transactions through debit or credit cards. Other factors that affect the fees include the location, size of the order, and market conditions such as volatility and liquidity. The fees are calculated when you place your order.